Prepay Courtesy (For Fees Over $5,000)
A prepayment courtesy of 5% will be subtracted from the total patient obligation (not from any portion due from insurance company) if the patient obligation is paid in full at the first treatment visit.

Care Credit Plans (For Fess Over $1,000)
With Fast approval over the phone or online from Care Credit your payments can be much lower than those available through our office. Care Credit offers no interst options up to 18 months and fixed interest rate of 13.9% for payment plan up to 60 months

Three Payments (For Fees Over $2,000)
Total patient obligation may be divided as follows: 50% due at the first treatment visit, with the remaining balance split into two equal payments, due 30 and 60 days after the first treatment visit. For any fees under $2,000, the full amount is due at the initiation of any procedure. Note: balance payments will be written at the initiation of treatment, "post dated" for 30 and 60 days - our guarantee. If a post-dated payment is deposited prior to the date on the face of the check (or date credit card payment is posted) we will credit your account for an amount equal to and in addition to that payment.

Pay As You Go
You may choose to pay your obligation for each visit, at that visit:
**To patients with no insurance, we offer 10% off treatment.
** To patients with insurance: if you have exceeded your annual maximaum, we will still only charge insurance fees,

Forms of Payments and Balances Due
In order to facilitate access to the very best health care possible, you may choose from any of the following including any combination thereof): Cash, Visa, MasterCard, American Express, Discover, Money Order, Personal Checks or Care Credit Plan (see above).

Insurance
It is our pleasure to assist you in maximizing your insurance benefit by completing your claims forms. If your carrier is up to date (in over 70% of the cases), the claims will be transmitted via computer modem before the end of the treatment day! As a courtesy, in addition to filing the claim,  we will initially ask you only for your estimated co-payment. Please understand that this is only an estimate, and is based upon the information available to us.

The range of benefits depends solely on what your employer wishes to purchase. Some plans cover as little as little as 30% or as much as 100% of dental services, with most falling in the 40% to 80% range.
Some plans base the amount of benefit on a schedule of fees arbitrarily developed by insurance companies. For this reason, you may receive a lower percentage than the reimbursement level indicated in your dental plan. For example, if your plan states that it will pay 80% of the cost of a specific treatment, it means 80% of the fee arbitrarily determined by the insurance company and not the actual fee charged by our office.

The financial obligation for dental treatment is between you and our office. The insurance company is responsible to you, and not to our office. We will assist you in any way that we can (including our high tech "electronic claims submission"). We will accept assignment of benefits for preventive care if you have signed the insurance payment authorization form, have met your deductible and paid any deductible. Once your carrier has paid the claim for your preventive care visit, any difference will be due upon receipt of our statement. If for any reason, we have not received your insurance carrier's payment 90 days after the claim, the remaining balance will be due and payable by you.